Paardarshi

Paardarshi

Rs. 40,000.00
Sale price  Rs. 40,000.00 Regular price 
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Paardarshi

Paardarshi

Rs. 40,000.00
Sale price  Rs. 40,000.00 Regular price 
Shipping calculated at checkout.
  • Name - Paardarshi

  • Artist – Taanvie

  • Size – 24 * 36 inches

  • Medium – Acrylic on Canvas with texture

  • This artwork embodies the subtle energies of spiritual wisdom and inner awakening. Maa Tara manifests here in a luminous, transparent form, radiating a compassionate aura that transcends ordinary experience. The pink lotus blooming from her hand symbolizes purity, devotion, and infinite grace. The presence of the vajra infuses the composition with spiritual power and clarity. To create a meditative atmosphere, the background features depictions of the Eight Auspicious Symbols, which hold profound significance in the path of the Bodhisattva.

  • Year – 2025

Mission

We are committed to guide individuals to claim what is rightfully theirs. A step by step process to claim the financial asset by the nominee / heir

Importance

We, as Indians, often live with a quiet belief—“this won’t happen to me.” But the truth is, life is uncertain and the world we live in is far more unpredictable than we admit. What truly matters is not just what we build, but how easily our loved ones can access it in our absence. Documenting our financial details and keeping them accessible ensures that, if something were to happen, our family can smoothly claim what rightfully belongs to them and continue life without unnecessary hardship. Because real responsibility isn’t just about creating wealth—it’s about making sure it reaches the right hands, at the right time.

Storage

Maintain a secure personal locker and ensure your closest family members are aware of it. Clearly communicate that it should be accessed only in case of a serious or unavoidable emergency

Assets

✅ Bank Accounts & FDs

  • Paid to nominee
  • Fastest settlement (7–15 days)
  • No court involvement if nomination exists

📈 Mutual Funds

  • Transferred or redeemed in nominee’s name
  • Process called Transmission

📊 Demat / Shares

  • Securities moved to nominee’s Demat account
  • Requires Demat account + documentation

🧾EPF / Pension (EPS)

  • Paid to nominee via Form 20 / 10D
  • Pension may continue for eligible family members

🛡️ Insurance Policies

  • Paid directly to nominee
  • Usually fastest + most liquid asset

🏠 Property / Real Estate

  • Does NOT go to nominee automatically
  • Governed by:
  • Will
  • Succession laws
Liabilities

Liabilities do NOT transfer to nominee personally

They are recovered from:
👉 Estate of the deceased

💼 Personal Loans

  • Recovered from assets (bank balance, investments)
  • If no assets → may be written off
  • Nominee is NOT liable

🏠 Home Loan

  • If insured → insurance pays
  • Else:
  • Co-borrower must pay
  • Or property may be liquidated

🚗 Car Loan

  • Similar to home loan
  • Vehicle may be repossessed if unpaid

💳 Credit Card Dues

  • Settled from estate
  • Not enforceable personally on family

⚠️ Guarantor / Co-borrower Case

  • Co-borrower → fully liable
  • Guarantor → liable if default occurs

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Rs. 40,000.00
Sale price  Rs. 40,000.00 Regular price